Cashflow Ninja

A Dividend Reinvestment Program (DRIP) is an investment plan offered by a company that allows shareholders to reinvest their cash dividends by purchasing additional shares or fractional shares of the company’s stock on the dividend payment date. Instead of receiving dividends in cash, shareholders who participate in a DRIP have their dividends automatically reinvested to…

A Special Purpose Acquisition Company (SPAC) is a type of investment vehicle explicitly formed to raise capital through an initial public offering (IPO) to acquire an existing company. Special Purpose Acquisition Companies (SPACs) are investment vehicles formed by sponsors, typically experienced investors, entrepreneurs, or business executives. These sponsors create the SPAC, raise money through an…

A bond is a fixed-income financial instrument that represents a loan made by an investor to a borrower, typically a corporation or government. The borrower issues a bond to raise funds for various purposes, such as financing projects, operations, or other expenditures. Here’s a detailed explanation of what bonds are and how they work: Key…

Investing in professional sports teams has been an excellent investment for billionaires and multi-millionaires as it combines financial opportunity, social prestige, and personal passion. Financially, sports teams can offer substantial returns through appreciation in value, diverse revenue streams, and relatively stable performance due to loyal fan bases. Socially, owning a team provides high-profile exposure and…

Infinite Banking is a strategy where families and individuals can become their own bank. At its core, Infinite Banking uses a mutual insurance carrier’s dividend-paying whole life insurance policy to create a family and personal financing system. Infinite Banking transcends traditional financial management by leveraging the unique features of whole life insurance. It allows policyholders to accumulate wealth…

A venture capitalist (VC) is an investor who provides capital to startup companies and small businesses that are believed to have long-term growth potential. Venture capital is not limited to monetary investment but can also include technical or managerial expertise. VCs are often firms rather than individuals, and they invest in companies that are typically…